Why is it important to get Life Insurance when you are young and healthy?

" There is an exclusion due to recent gastritis"

" There will be loading of 30% of normal rate"

The above statements just mean that you are no longer considered as standard risk. In term of getting the life insurance cover, it just simply means that :

• Insurance company will exclude certain disease associated to your health condition due to recent treatment or consultation with doctors so will not get covered for this disease and its complications.

• Or, your insurance premium will be higher than of standard risk.

These problem are common and can be avoidable. 

It is at the best time to get insurance cover when:

• You are healthy, this will guarantee you to get cover at standard rate/price.

• When you are young. As the premium increases as you get older, it is preferable to get life insurance cover when you are young and healthy.

FOR QUICK LIFE INSURANCE GUIDE:CLICK HERE

Prulink One : Produk Komprehensif daripada Prudential

PRUlink one

Investment Linked Plan - Do more with just one plan

Prulink One adalah sebuah pelan insurans yang komprehensif dan semua dalam satu daripada Prudential. Dengan pelan Prulink One, pemegan polisi akan mendapat manfaat berikut, di antaranya:

• Bayaran pampasan sekaligus akibat kematian dan hilang upaya kekal.

• Bayaran pampasan sekaligus setelah didiagnos dengan 36 penyakit kritikal ( klik disini)

• Bayaran pampasan akibat kematian atau hilang upaya berpunca daripada kemalangan.

• Manfaat perubatan dari segi Medical card untuk membiayai kos perubatan di hospital swasta dengan had limit yang tinggi. 

         Klik Medical Card Pruflexi Med: Pelan perubatan tanpa deduktible

         Klik Medical Card: It is important

          FOR QUICK LIFE INSURANCE GUIDE:CLICK HERE

• Manfaat pendapatan harian apabila anda mendapat rawatan di hospital,

• Pulangan hasil pelaburan. 

Di bawah adalah sample quotation bagi Produk Prulink One.

1. Jantina     : Lelaki

2. Umur       : 35 tahun

3. Merokok  : Tidak

4. Pekerjaan  : Jurutera

Untuk mengetahui dengan lebih lanjut bolehlah hubungi saya di:

1. Phone no : 017 215 6766

2. Email       : mmcheumar@gmail.com

Maklumat-maklumat yang berkaitan:

1. Panel hospital: Klik sini 

2. Bacaan mengenai Medical card :  Medical Card: Is it important?
3. Kenapa mesti beli insurans sekarang: Klik sini.
4. Takaful plan : Klik sini